Anyanwu, Stella Ugochi, and Sunday Aguwamba. “The Impact of Deposit Money Banks’ Financing on Small and Medium Enterprises (SMEs) Performance in Nigeria: 1981- 2022”. African Journal of Management and Business Research 12, no. 1 (October 30, 2023): 200–214. Accessed October 26, 2025. https://publications.afropolitanjournals.com/index.php/ajmbr/article/view/725.